About Us
In the dynamic landscape of the business world, the "butterfly effect" has emerged as a fundamental principle, originating from chaos theory. This concept underscores the profound impact that seemingly insignificant initial conditions can have, rippling out to produce substantial and far-reaching consequences.
Just as every business experiences a continuous evolution, akin to the stages of a butterfly's lifecycle, it is imperative to anticipate and prepare for each phase to ensure sustained success. Similar to the four stages of a butterfly's transformation - egg, larva, pupa, and adult - each stage in a business's journey presents unique challenges and opportunities, shaping its trajectory and growth.
At Point Monarch, we leverage this metaphorical framework to guide our approach in assisting businesses through their evolutionary journey. We recognize the importance of blending discipline with creativity at every turn, whether it's nurturing the inception of a Minimum Viable Product (MVP), introducing innovative services to market, or expanding into new regions and territories.
Our meticulously crafted services are designed to empower businesses at each stage of their growth, enabling seamless progression to the next phase. By integrating strategic foresight with practical solutions, we strive to facilitate sustainable and impactful transformations that propel our clients towards their goals and aspirations.
Meet The Team
Tim Ural is a visionary leader with a formidable blend of expertise in financial services and technology, making him a trailblazer in the global payments and fintech industry. As Vice President of Global Client Management and Commercial Products at Visa, Tim has consistently demonstrated his ability to drive transformative business growth and lead expansive product innovation across key global accounts and commercial solutions.
Tim's professional acumen spans a wide array of domains, including the execution of global strategies, strategic product management, and the cultivation of impactful partnerships. His leadership style is defined by his commitment to building and leading high-performing teams, adeptly managing multicultural collaborations, and maintaining rigorous financial accountability. Tim's sharp analytical skills in competitive and market analysis enable him to devise forward-thinking solutions that resonate across diverse industries.
Over the course of his distinguished career, Tim has been instrumental in delivering cutting-edge products, including virtual payments, mobile payments, analytics, and virtual accounts. His strategic leadership has driven substantial revenue and volume growth across sectors such as travel, insurance, and healthcare. With a proven track record in dynamic, international environments, Tim leverages his expansive global network to consistently deliver exceptional value to clients, partners, and stakeholders.
Tim's journey with Visa began in 2006 as a program manager, where he was responsible for overseeing the small and mid-market segment within information management products and services. Over the past seventeen years, he has made significant contributions to product development, program management, and sales/consulting within the Visa Commercial Products team. Before joining Visa, Tim held prestigious roles in product management at IBM, spearheaded business ventures in equities trading with Morgan Stanley, and contributed to e-commerce and supply chain management initiatives for Oracle and Salesforce.
Tim holds a Bachelor of Science degree in Mathematics and Computer Science from Eckerd College and a Master’s degree in Environmental Engineering from the University of Florida. He has also pursued graduate studies at Columbia Business School in New York City and completed the INSEAD – Fair Process Leadership program, further enhancing his diverse skill set and expertise.